Personal Loan Rates
LENDER | CURRENT APR RANGE | LOAN TERM | LOAN AMOUNT | BEST FOR |
---|---|---|---|---|
SoFi | 4.99%–19.53% (with autopay) | 2 to 7 years | $5,000–$100,000 | Overall personal loan |
LightStream | 2.49%–19.99% (with autopay) | 2 to 12 years | $5,000–$100,000 | Generous repayment terms |
Avant | 9.95%–35.99% | 2 to 5 years | $2,000–$35,000 | People with bad credit |
Marcus by Goldman Sachs | 6.99%–19.99% (with autopay) | 3 to 6 years | $3,500–$40,000 | Debt consolidation |
Best Egg | 5.99%–35.99% | 3 to 5 years | $2,000–$50,000 | Low APRs |
Upgrade | 5.94%–35.97% (with autopay) | 2 to 7 years | $1,000–$50,000 | Fast funding |
Payoff | 5.99%–24.99% | 2 to 5 years | $5,000–$40,000 | Paying credit card debt |
Upstart | 5.31%–35.99% | 3 or 5 years | $1,000–$50,000 | Little credit history |
LendingClub | 7.04%–35.89% | 3 or 5 years | $1,000–$40,000 | Using a co-borrower |
PenFed | Starting at 4.99% | 1 to 5 years | $600–$50,000 | Small loan amounts |
TD Bank | 6.99%–18.99% | 3 to 5 years | $2,000–$50,000 | Few fees |
PNC Bank | Starting at 5.99% (with autopay) | 6 months to 5 years | $1,000–$35,000 | In-person banking |