Best personal loan USA 2022

Personal Loan Rates

LENDER CURRENT APR RANGE LOAN TERM LOAN AMOUNT BEST FOR
SoFi 4.99%–19.53% (with autopay) 2 to 7 years $5,000–$100,000 Overall personal loan
LightStream 2.49%–19.99% (with autopay) 2 to 12 years $5,000–$100,000 Generous repayment terms
Avant 9.95%–35.99% 2 to 5 years $2,000–$35,000 People with bad credit
Marcus by Goldman Sachs 6.99%–19.99% (with autopay) 3 to 6 years $3,500–$40,000 Debt consolidation
Best Egg 5.99%–35.99% 3 to 5 years $2,000–$50,000 Low APRs
Upgrade 5.94%–35.97% (with autopay) 2 to 7 years $1,000–$50,000 Fast funding
Payoff 5.99%–24.99% 2 to 5 years $5,000–$40,000 Paying credit card debt
Upstart 5.31%–35.99% 3 or 5 years $1,000–$50,000 Little credit history
LendingClub 7.04%–35.89% 3 or 5 years $1,000–$40,000 Using a co-borrower
PenFed Starting at 4.99% 1 to 5 years $600–$50,000 Small loan amounts
TD Bank 6.99%–18.99% 3 to 5 years $2,000–$50,000 Few fees
PNC Bank Starting at 5.99% (with autopay) 6 months to 5 years $1,000–$35,000 In-person banking

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