Personal Loan Rates
| LENDER | CURRENT APR RANGE | LOAN TERM | LOAN AMOUNT | BEST FOR |
|---|---|---|---|---|
| SoFi | 4.99%–19.53% (with autopay) | 2 to 7 years | $5,000–$100,000 | Overall personal loan |
| LightStream | 2.49%–19.99% (with autopay) | 2 to 12 years | $5,000–$100,000 | Generous repayment terms |
| Avant | 9.95%–35.99% | 2 to 5 years | $2,000–$35,000 | People with bad credit |
| Marcus by Goldman Sachs | 6.99%–19.99% (with autopay) | 3 to 6 years | $3,500–$40,000 | Debt consolidation |
| Best Egg | 5.99%–35.99% | 3 to 5 years | $2,000–$50,000 | Low APRs |
| Upgrade | 5.94%–35.97% (with autopay) | 2 to 7 years | $1,000–$50,000 | Fast funding |
| Payoff | 5.99%–24.99% | 2 to 5 years | $5,000–$40,000 | Paying credit card debt |
| Upstart | 5.31%–35.99% | 3 or 5 years | $1,000–$50,000 | Little credit history |
| LendingClub | 7.04%–35.89% | 3 or 5 years | $1,000–$40,000 | Using a co-borrower |
| PenFed | Starting at 4.99% | 1 to 5 years | $600–$50,000 | Small loan amounts |
| TD Bank | 6.99%–18.99% | 3 to 5 years | $2,000–$50,000 | Few fees |
| PNC Bank | Starting at 5.99% (with autopay) | 6 months to 5 years | $1,000–$35,000 | In-person banking |
